Saturday, May 23, 2009

Saving Money

So, it's been a goal of ours to save money and pay off debt. (i think it is a goal for everyone) However, the car getting wrecked and having to pay a bunch to get it fixed and living for a whole month with no car managed to throw that off big time. We had no money in savings, and I was using my credit card way to much, and not sticking to a budget at all. But I am changing that starting today! Yesterday I cut up my credit cards. I came up with a budget that I think I can work with, and I put all of the extra towards debt and savings. Today I did my shopping for the whole week. I filled the car up with gas, bought everything we need for swimming this summer, and bought our groceries for the week, and I only went over $2. (I bought a bunch of non-food items so tax was higher than I expected.) I thought that was really good. The only thing I didn't get was any food that was specifically for chases lunches at work next week. But I think he will be ok with scraping together lunches from food we have in the house. And he should be happy that his wife didn't spend all the money!


Brad and Ali said...

Way to go!

Elena T said...

Hey! Great job! I'm definitely in the same mode, we are cancelling our cable this week and lowering our internet down a tier and maybe cancelling the home phone. I recently read Dave Ramsey's book, which of course I can't remember the name of, but it totally kick started me and got me in the right frame of mind. I hate to "cut back" but I love to "fight" the debt.